The Ultimate Guide to Home Finance

The Ultimate Guide to Home Finance is a must for anyone who is buying their first home, investing or struggling through a 30 year mortgage. In plain, simple English, you will find what is truly the ultimate guide to the way the home loan market works and how you can get it to work in your favour. It will arm you with the tools to navigate your way through the minefield of seemingly endless offers of cheap interest rates, fast repayment schemes and super deals. The book is an enjoyable read that will simplify the home loan process and could literally save you thousands over the course of your mortgage.

The book is informative and user friendly – written and laid out so everyone can understand it. Busy people often don’t have the time to thoroughly investigate finance matters. This book is easy to read and to navigate, so all the information you will need is at your fingertips, no matter where you open it. And best of all, you can get it free when it is personally delivered by one of the brokers who wrote it – your local Loan Market home finance broker.

Home finance knowledge

The Ultimate Guide to Home Finance relies on the knowledge base of one of Australasia’s largest mortgage broking groups, Loan Market Home Finance Brokers. With a broking team that is reperesented in every state and territory of Australia and billions of dollars worth of home finance transactions, Loan Market Home Finance Brokers possess the experience and professionalism that is essential in helping you maximise your home loan and pay off your mortgage faster.

The loan market

The Australian home loan market is very competitive with local and international banks, building societies, credit unions and all manner of specialist lenders offering a seemingly endless choice of home loan options, including honeymoon rates, introductory rates, no and low deposit home loans, standard variable rates, fixed rates, redraw facilities, line of credit loans, professional packages with great rates if you are borrowing more than $150,000 and so on.  While different loans target different markets, like everything, you pretty much get what you are prepared to pay for.

In this book, while respecting that money has to be taken seriously, especially the large amounts generally associated with a home loan, we encourage you to think about money as a commodity. There are plenty of opportunities around if you know where to look and who to ask.

When you go for a home loan, you are looking for the best value you can get for your lifestyle, the size of the loan, the deposit you have and the type of property you want to finance. This book helps you to understand what is available in the market and encourages you to be ruthless with your borrowing decisions, using a reputable broker to do the research and the negotiation for you.